Charge Creation & Modification (CHG-1/CHG-4)

Register a new charge on company assets or file satisfaction once a loan is repaid — accurate ROC filing that keeps your borrowing records clean.

Price starting from ₹3,499 + Govt fee*

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    Form Comparison

    CHG-1 vs CHG-4: What's the Difference?

    Both forms deal with charges on company assets, but at opposite ends of the loan lifecycle — here's what each one covers.

    CHG-1

    Charge Creation/Modification

    Filed when a company creates or modifies a charge — typically when securing a loan against company assets with a bank or financial institution. Must be filed within 30 days of creation.

    CHG-4

    Charge Satisfaction

    Filed when a registered charge is fully satisfied — meaning the loan has been repaid and the charge needs to be released from the company's official records.

    How the Filing Process Works

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    Charge Document Review

    We review the loan or security agreement to confirm the exact charge details to be filed.

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    Form Preparation

    CHG-1 (creation/modification) or CHG-4 (satisfaction) is prepared with accurate charge details.

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    Supporting Document Attachment

    Loan agreement, sanction letter, or no-dues certificate is attached as applicable.

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    ROC Filing

    The form is filed within the prescribed timeline to avoid additional delay fees.

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    Confirmation Certificate

    Once processed, the ROC issues a certificate confirming registration or satisfaction of the charge.

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      Documents Required

      Keep these ready before filing so your CHG-1 or CHG-4 form can be prepared and submitted without delay.

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      Loan/security agreement copy

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      Sanction letter from the lender

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      Board resolution approving the charge

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      No-dues certificate (for CHG-4)

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      Details of the charge holder

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      Company's PAN and CIN

      Frequently Asked Questions

      What is Form CHG-1 used for?
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      CHG-1 is filed with the ROC to register the creation or modification of a charge on a company's assets, typically when the company takes a secured loan from a bank or financial institution.
      What is Form CHG-4 used for?
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      CHG-4 is filed to intimate the ROC that a registered charge has been fully satisfied, meaning the loan has been repaid and the security can be released from company records.
      What is the deadline for filing CHG-1?
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      CHG-1 must generally be filed within 30 days of the charge being created, with additional fees applicable for delayed filing within permitted extended windows.
      What happens if a charge is never satisfied officially through CHG-4?
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      The charge remains on the company's official records indefinitely, which can affect future borrowing, due diligence during funding rounds, or company closure processes.

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